What is the definition of Car Insurance Pay As You Go?

"Car insurance pay as you go" is like a high-stakes game of musical chairs, but instead of chairs, it's your car and instead of a prize, it's a paycheck. It means you only pay for the damage or loss your car causes - if it's a minor scratch or a full-on meltdown, you get your money back. But here's the kicker: the catch? If you're caught cruising around on a cloud or driving through a field of angry pigeons, you might just find yourself paying for the entire ride!

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Example sentence: "I thought my pay as you go car insurance was a joke when I hit a puddle in the parking lot - now my car's got a bill due on me for 'inor scratches'. Next time, I'll just stick to the asphalt."